Agar aap apna chhota business shuru karna chahte hain ya apni existing dukan ya service ko expand karna chahte hain, to Asaan Karobar Finance Schem Phase 1 aap ke liye ek golden moka hai. Ye scheme un logon ke liye hai jo kam investment ke bawajood apna karobar establish karna chahte hain – aur sarkari support ke sath. 💡
What is Asaan Karobar Finance Schem Phase 1?
Asaan Karobar Finance Scheme Phase 1 aik government-backed loan program hai jo State Bank of Pakistan ke zariye chalayee ja rahi hai. Iska maqsad hai ke un logon ko qarz diya jaye jo chhoti investment ke sath apna kaam shuru karna chahte hain.
READ MORE : Green Tractor Phase 2 Start – Apply Online 🚜
📝 Scheme ke highlights:
| Feature | Detail |
| Loan Amount | PKR 100,000 1,000,000 |
| Markup | 0% se low markup |
| Tenure | 1 se 5 saal tak |
| Target Audience | Youth, women, small business owners |
💰 Who Can Benefit from Asaan Karobar Finance Scheme Phase 1?
Ye scheme khas tor par un individuals ke liye hai jo apna business start karna chahte hain lekin unke paas initial capital nahi hai. Aap eligible hain agar:
- Aap Pakistani citizen hain 🏠
- Aap ki age 18 se 45 saal ke darmiyan hai
- Aap ke paas koi chhota business idea ya existing small business hai
- Aap ka criminal record clean hai ✅
📥 How to Apply for Asaan Karobar Finance Scheme Phase 1?
Apply karna bohot easy hai – sirf ye steps follow karein:
- CNIC, passport size photo, aur ek simple business plan ready karein
- Nearest participating bank (NBP, HBL, UBL etc.) ka visit karein ya unki website par jaayein
- Form fill karein aur required documents attach kar ke submit karein
- Verification aur approval ka wait karein (usually 2-4 weeks) ⏳
📌 Top Banks Offering Asaan Karobar Finance Scheme
| Bank | Online Application | Physical Branch |
| NBP | Available | Yes |
| HBL | Yes | Yes |
| UBL | Yes | Yes |
| Bank of Punjab | Available | Yes |
👩💼 Who Should Apply for Asaan Karobar Finance Scheme?
Scheme un sab logon ke liye hai jo apni financial independence chahte hain:
| Applicant Type | Possible Use |
| Women Entrepreneurs | Ghar se small business run karna |
| Skilled Workers | Tools aur workshop setup ke liye |
| Small Retailers | Inventory ya shop renovation ke liye |
| Youth | Startups ya freelancing setup ke liye |
🔍 FAQs – Most Searched Questions About the Scheme
Kya ye sirf naye businesses ke liye hai?
Nahi. Aap existing chhoti business ko expand karne ke liye bhi apply kar saktay hain.
Kya koi collateral ya guarantee chahiye?
Zyada tar banks without collateral offer kar rahe hain, lekin conditions vary karti hain.
Loan ka markup rate kya hai?
Ye scheme mostly 0% ya subsidized markup pe mil rahi hai.
Apply kahan se karen?
Aap participating banks ke branches ya unki websites ke zariye apply kar saktay hain.
